Zolva is your trustworthy partner throughout the entire invoice lifecycle
INVOICING AND LEDGER
Overdue payments consume time and resources from your business. By outsourcing entire invoice lifecycle, you will save time, money and decrease payment defaults.
- Decrease payment defaults
- Save time and money
- Improve forecasting
INVOICING AND LEDGER
We provide tailored and flexible services through our modern technology. We offer most suitable services, in order to help improve credit management, while minimizing the impact of your customer relationships.
Do you want to know more about our Invoicing and Ledger -services?
Contact us and we will tell more about our services!
Email: [email protected]
INVOICE LIFECYCLE MANAGEMENT
Efficient credit management, cashflow and predictability are important for every business. By outsourcing invoice lifecycle management to Zolva, you receive most modern and flexible solutions of the industry, tailored to your company's and customer needs. With our services you save time, money and decrease payment defaults. We take care of invoice distribution, sales ledger, payment monitoring, reminder- and debt collection activities as well as payment related inquiries.
MOST SUITABLE SERVICES TO YOUR BUSINESS
Through extensive industry knowledge within credit management, our team offer best industry specific solutions and processes to meet expectations of your business. Through our modern technology, we offer extensive invoice distribution channels, efficient communication methods, most suitable payment solutions and plans to your customers. Our qualified customer service will assist your customers regarding any questions or challenges. Through our extensive reporting you have real time information and overview on your sales receivables and overdue debt in all parts of invoice lifecycle.
DEBT COLLECTION
We help collecting debt while minimizing the impact on your customer relationships. We work in close collaboration with you and your customer and find most suitable solutions for both parties.
- Optimize credit losses
- Increase cash flow
- Improve control of overdue debt
DEBT COLLECTION
Our experts and specialist have broad knowledge about providing most suitable solutions to your company and customer needs. Our extensive knowledge about best industry practises ensure most efficient and suitable solutions to your business.
Do you want to know more about our Debt Collection -services?
Contact us and we will tell more about our services!
Email: [email protected]
EXPERIENCED TEAM
Our qualified team will help your business to improve your credit management while minimizing impact on your customer relationships. We offer most suitable solutions, which reduce credit losses and improve your cash flow. Through our modern services, you improve management of overdue debt and predictability.
EFFICIENT ACTIVITIES AND COLLECTION PROCESSES
Our excellence is based on efficient communication with your customers - at right time and in most suitable communication channel. Efficient, clear and well timed communication ensures best outcome and reduces need for legal collection. Sometimes debt collection requires challenging activities. We are here to help your business also in recovery proceedings, disputed claims, bankruptcy proceedings and in other activities within debt collection process, which all require plenty of industry expertise and knowledge.
INTERNATIONAL COLLECTION
Our qualified team, Zolva's international network and our partners will help collecting your debt also when your customers are located abroad.
DEBT PURCHASE
By selling your overdue receivables, you gain stronger cash flow, improve predictability and release time and resources spent on collection activities. You may sell your overdue receivables as forward flow or one-off acquisition.
- Improve cash flow
- Improve forecasting
- Release resources from debt collection activities
DEBT PURCHASE
Do you want to convert overdue receivables into cash? Do you appreciate predictability and improved cash flow?
Do you want to know more about selling receivables to Zolva?
Contact us and we will tell more about our services!
Email: [email protected]
CONVERT OVERDUE RECEIVABLES INTO CASH
Our team has extensive knowledge about purchasing overdue receivables. By selling overdue receivables, your company is able overdue receivables into cash immediately. We are buying overdue receivables as forward flow or one-off acquisition. Purchase price of receivables is based on days past due, portfolio's cash flow and payment ability of your customers.
TRANSFER RESOURCES INTO CORE BUSINESS
By selling overdue receivables you are able to transfer resources into core business, enabling investments and improve profitability. Transfer overdue receivables into cash and we will take care of collection actives while respecting your customer relationships.
INVOICE LIFECYCLE
0
Invoice
14
Reminder
28
Debt Collection
60
Legal Collection
90->
Debt Surveillance
Timeline
Invoice Lifecycle Management
Invoice Distribution and Ledger
Reminder Service
Debt Collection
Debt Purchase – Forward Flow and One-off Acquisition
- Invoice Distribution
- Sales Ledger
- Payment Monitoring
- Reminder Service
- Telephone Collection
- SMS-reminders
- Email-reminders
- Amicable Collection
- Legal Collection
- Debt Surveillance
- International Collection
- Legal Assistance
- Debt Recovery -proceedings
- Debt Purchase – Forward Flow
- Debt Purchase – One-off Acquisition
WE ARE ZOLVA
VISION
Zolva’s vision is to make the process easier to navigate for both the debtor and collector. We work continuously to help solve financial challenges for our customers and debtors.
By understanding people's challenges, we help them find a path out of difficult financial situations.
We are
Respectful
Empathic
Innovative
We are
Respectful
We are bold, agile, and personal and we treat everyone with dignity and respect. Zolva’s communication is people focused and we aim to deliver individually tailored experiences.
Empathic
We meet people in challenging situations with empathy. Everything we do is people centric. We involve the human perspective in all steps of the problem-solving process.
Innovative
We strive to challenge and innovate the credit management sector. Our technology-based foundation makes us bold and different, enabling us to find flexible solutions for our customers.
MISSION
We aim to be a frontrunner in the credit management industry, helping financial institutions, companies and people manage their debts.
The meaning of our name is closely linked to our mission to be the intermediary between the debtor and the collector. “Zolva” means that we are pathfinders. As pathfinders, our services provide people a way out of their debts. We aim to be a frontrunner in the credit management industry, helping financial institutions, companies and people manage their debts.
Aug 25
Zolva is the first to launch in Finland: Debt collection performance data is now transparent and up-to-date for creditors
Zolva's goal is to make the debt collection industry more transparent. Producing analyzed information for customers is an important step towards a transparent debt collection industry.
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May 05
Changes to interest rate cap and Consumer Protection Act
The planned changes to the Consumer Protection Act and the interest rate cap have been confirmed on March 23. The changes will take effect on October 1.
Read
May 05
Rapid growth in interest rates on unsecured consumer loans
Olli Jumeneff predicts that interest rates on unsecured loans will continue to rise.
Read