Zolva is your trustworthy partner throughout the entire credit chain

Debt Collection
We help collect debt while minimizing the impact on your relationship with clients. We work in close collaboration with the debtor and customer to find solutions suitable for both parties.
- Limit credit losses
- Improve liquidity
- Get control of outstanding receivables
Debt Collection services
Our advisers have extensive experience and work in close collaboration with you and the debtor to find the best possible solution.
Do you want to know more about our debt collection solutions? Get in touch and we will tell you more about our services.
Email: [email protected]
What is debt collection?
Debt collection involves following up on unpaid claims when the invoice is overdue, meaning you collect money from customers who have not paid on time. Our debt collection services help companies collect debt while minimizing the impact on the relationship with customers. Our aim is to find suitable solutions for both parties, the collector and the debtor.
Why Zolva?
We help reduce credit loss and improve liquidity. Our highly qualified advisers with extensive industry experience help you gain immediate control over outstanding receivables. Our solutions allow you to receive outstanding debt, without your customer relationship being negatively affected.
Good communication makes it possible to find flexible solutions for both you and the debtor. Therefore, we strive to create an effective information flow with personal follow-ups with you as a customer and the debtors. We always do our utmost to find solutions outside court but can also provide comprehensive legal assistance if necessary.

Debt Purchase
We can help you release capital on outstanding receivables quickly, to get more predictable forecasts, or improve control of your finances.
- Improve control over your finances
- Increase liquidity immediately
- Get more predictable forecasts
Debt Purchase
We buy all types of Non-Performing Loan portfolios, to offer more value from you unpaid loans while we propose alternative payment solutions to the debtors.
Do you want to know more about our debt collection solutions? Get in touch and we will tell you more about our services.
Email: [email protected]
How does Debt Purchase work?
We are able to quickly analyze your NPLs portfolios. Our onboarding is fast and efficient, guaranteeing a smooth transition for your debtors.
Why Zolva?
Thanks to our 24 years’ experience in collection on all types of loans, secured and unsecured to individuals or SMEs, we are efficient in the analysis and the onboarding. At Zolva, we are committed to offering predictable solutions that are easy to understand. After a company has sold their portfolio to us, and the purchase has been approved, we immediately manage the loan.

Public Sector Management
With Zolva you have a division entirely dedicated to the management of the Public Administration.
- Save time and money
- Increase liquidity
- Improve the DSO
Public Sector Management
Do you spend a lot of time trying to resolve the payment of the invoices you issued to the state, regions, local administrations or to collect mandatory codes required by law? Do you want to free up internal resources to focus on your own core business? You can save time and money by letting us handle your credits and the process end-to-end up to the final balance of the invoice.
Email: [email protected]
Why choose professional account receivables management?
Having control of the payment of invoices issued to the Public Administration is important for a company`s finances. However, it is not easy when considering the decentralization of the administration and the complex bureaucracy. Reminders and warrants of payment as well as payment reconciliation are time-consuming processes. As such, many find that they spend an unnecessary amount of resources on it, or that the task is deprioritized. By partnering with us, you will save time and money. Zolva offers tailored services for companies needing assistance with the collection of invoices issued to the public administration.
Why Zolva?
By letting Zolva manage your invoices and debt collection, we enable you to focus on daily operations, reduce operating costs and improve liquidity. Our technology gives you a valuable complete overview and control of cases of invoicing and outstanding procedures.
Value chain
0
Courtesy Call
14
Phone Collection
28
Home Collection
50
Legal Collection
70-90365+
Decline of terms
Timeline
Public Sector management
Debt Purchase
Legal service / Door step collection / etc.
Reminder service
Debt collection
- Courtesy call
- Administrative Reminder
- Phone Collection
- Home Collection
- Pre-legal phase
- Injunction phase
- Executive phase
- Insinuation in Bankruptcy
We focus on the human-first approach with our clients
We Are Zolva
VISION
Zolva’s vision is to make the process easier to navigate for both the debtor and collector. We work continuously to help solve financial challenges for our customers and debtors.
By understanding peoples’ challenges, we help them find a path out of difficult financial situations.
We are
Respectful
Empathic
Innovative
We are
Respectful
We are bold, agile, and personal and we treat everyone with dignity and respect. Zolva’s communication is people focused and we aim to deliver individually tailored experiences.
Empathic
We meet people in challenging situations with empathy. Everything we do is people centric. We involve the human perspective in all steps of the problem-solving process
Innovative
We strive to challenge and innovate the credit management sector. Our technology-based foundation makes us bold and different, enabling us to find flexible solutions for our customers.
MISSION
We aim to be a frontrunner in the credit management industry, helping financial institutions, companies and people manage their debts.
The meaning of our name is closely linked to our mission to be the intermediary between the debtor and the collector. “Zolva” means that we are pathfinders. As pathfinders, our services provide people a way out of their debts. We aim to be a frontrunner in the credit management industry, helping financial institutions, companies and people manage their debts.

Oct 27
Endre Rangnes partners with a financial giant
The new company of Endre Rangnes, Finans2, partners with one of Brazil`s wealthiest families. Together, they have recently made their first acquisition. In the long run, the family will provide more than NOK 4,2 billion.
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Jul 23
Aleph Capital and the J. Safra Group entered into a strategic partnership
The ambition is to create a leading pan-European non-performing loan platform and collection agency.
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Mar 27
Endre Rangnes becomes the new CEO at Finans2
On Friday, Jon Harald Nordbrekken announced that Bank2 has entered into an agreement with Aleph Capital Partners to acquire Finans2. As part of the transaction, Finans2 will purchase the bank's portfolio of non-performing loans.
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