
Debt Collection
We help collect debt while minimizing the impact on your relationship with clients. We work in close collaboration with the debtor and customer to find solutions suitable for both parties.
- Limit credit losses
- Improve liquidity
- Get control of outstanding receivables
Debt collection services
We help collect debt while minimizing the impact on your relationship with customers. We work in close collaboration with the debtor and customer to find solutions suitable for both parties.
Experienced team
Our highly qualified team know how to minimize the customer impact and provide companies with tailor-made solutions to prevent losses in situations where customers have outstanding payments. We help our customers limit their credit losses and improve liquidity. Our services give companies immediate control of outstanding receivables.
Good communication
Our success is based on creating an effective flow of information through personal follow-ups with both the debtor and the collector. Good communication enables the best out-of-court solution for both parties. We always strive to find out-of-court solutions, but we also provide extensive legal assistance if needed.
Foreign debt collection
As part of our services, Zolva also offers monitoring and foreign debt collection.

Debt purchase
We can help you release capital on outstanding receivables quickly, to get more predictable forecasts, or improve the control of your finances.
- Improve control over your finances
- Improve liquidity immediately
- Get more predictable forecasts
Debt purchase
Does your company need to release capital on outstanding receivables quickly? Do you want more predictable forecasts, or improve the control of your finances? Our debt purchase may be the solution.
Sell your invoices and get paid directly
Our team has extensive experience with debt purchase. Debt purchase is a service offered to companies wanting to sell their invoices and get paid directly. Our service is simple and predictable for our customers, and we offer industry-specific solutions. We buy performing and non-performing, secure and unsecured debts from companies. The price we pay depends on the age and quality of the portfolio.
Get immediate access to capital
After a company has sold their invoices to us, and the purchase has been approved, we transfer the money. While we take the credit risk, you receive the money no later than the next day. By selling the account receivables and giving us the responsibility for the follow-up with customers, your company gets immediate access to capital. Our debt purchase service gives you better cash flow so you can focus on your core business and further growth.

Account Receivables Management
Сomplete outsourcing of all account receivables. We help companies avoid both overdue payments and non-payment from customers.
- Avoid overdue payments
- Save time and money
- Get valuable overview
Account Receivables Management
Zolva offers a complete outsourcing of all account receivables. We help companies avoid both overdue payments and non-payment from customers.
We enable you to focus on daily operations, reduce invoicing costs, and improve liquidity.
Account assistance
By partnering with us, you will save time and money. Zolva offers tailored services for companies needing assistance with account receivables. We can handle invoice services, payment bookings, reminder services, and monitoring of due dates. Furthermore, we can assist with debt collection as needed.
Inquiries handling
Support for account receivables management also entails us handling inquiries from your customers as well as ensuring that issued invoices are paid on time. These are critical functions, and our technology gives you a valuable overview and control of cases of invoicing and outstanding receivables.
Value chain
0
Invoice
14
1st reminder
28
2nd reminder
50
Debt Collection
70-90365+
Debt Purchase / Surveillance
Days
Invoice receivables management
Debt Purchase
Other country specific products: Legal service / Car loan collection / Door step collection etc.
Reminder service
Debt Collection
Surveillance
- Ledger and Invoice administration
- Reminder service
- Debt collection
- Reminder service
- Debt surveillance
- Forward flow agreements
- One off acquisition
We focus on human-first approach to our clients
We are Zolva
VISION
Zolva’s vision is to make the process easier to navigate for both the debtor and collector. We work continuously to help solve financial challenges for our customers and debtors.
By understanding peoples’ challenges, we help them find a path out of difficult financial situations.
VALUES
Respectful
Empathic
Innovative
VALUES
Respectful
We are bold, agile, and personal, and we treat everyone with dignity and respect. Zolva’s communication is people focused and we aim to deliver individually tailored experiences.
Empathic
We meet people in challenging situations with empathy. Everything we do is people centric. We involve the human perspective in all steps of the problem-solving process.
Innovative
We strive to challenge and innovate the credit management sector. Our technology-based foundation makes us bold and different, enabling us to find flexible solutions for our customers.
MISSION
We aim to be a frontrunner in the credit management industry, helping financial institutions, companies, and people manage their debts.
The meaning of our name is closely linked to our mission to be the intermediary between the debtor and the collector. “Zolva” means that we are pathfinders. As pathfinders, our services provide people a way out of their debts. We aim to be a frontrunner in the credit management industry, helping financial institutions, companies, and people manage their debts.

Feb 17
Press release: Zolva acquires Euro Service in Italy
Zolva aquires Euro Service S.p.A in Italy and gets 350 new colleagues.
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Oct 27
Endre Rangnes partners with a financial giant
The new company of Endre Rangnes, Finans2, partners with one of Brazil`s wealthiest families. Together, they have recently made their first acquisition. In the long run, the family will provide more than NOK 4,2 billion.
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Jul 23
Aleph Capital and the J. Safra Group entered into a strategic partnership
The ambition is to create a leading pan-European non-performing loan platform and collection agency.
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