Zolva is your trustworthy partner throughout the entire credit chain

Services

Zolva offers services across the entire value chain of debt management.

Debt Collection
Debt Collection

We help collect debt while minimizing the impact on your relationship with clients. We work in close collaboration with the debtor and customer to find solutions suitable for both parties.

  • Limit credit losses
  • Improve liquidity
  • Get control of outstanding receivables
Debt purchase
Debt purchase

We can help you release capital on outstanding receivables quickly, to get more predictable forecasts, or improve the control of your finances.

  • Improve control over your finances
  • Improve liquidity immediately
  • Get more predictable forecasts
Account Receivables Management
Account Receivables Management

Сomplete outsourcing of all account receivables. We help companies avoid both overdue payments and non-payment from customers.

  • Avoid overdue payments
  • Save time and money
  • Get valuable overview

Value chain

0

Invoice

14

1st reminder

28

2nd reminder

50

Debt Collection

70-90365+

Debt Purchase / Surveillance

Days

Invoice receivables management

Debt Purchase

Other country specific products: Legal service / Car loan collection / Door step collection etc.

Reminder service

Debt Collection

Surveillance

  • Ledger and Invoice administration
  • Reminder service
  • Debt collection
  • Reminder service
  • Debt surveillance
  • Forward flow agreements
  • One off acquisition
We focus on human-first approach to our clients

We focus on human-first approach to our clients

We focus on human-first approach to our clients

I highly recommend the services of this company. Zolva team is empathic, dedicated and deliver good results

We focus on human-first approach to our clients

Sandra Isabel C. Bernardo

The Global Risk Management at BBVA

We focus on human-first approach to our clients

Zolva has a strong expertise in credit management, and they deliver high-quality, efficient and trustworthy services which are flexible and easy to understand. Our case manager is attentive and service-minded, finding the best solutions for our company. Zolva`s ability to be innovative and “hands-on” in challenging situations is something that we value.

We focus on human-first approach to our clients

Runar Bystrøm

Manager Accounts Receivable & Customer Service at Hertz Norway

We focus on human-first approach to our clients

The partnership established between Bankinter Consumer Finance, E.F.C., SA – Sucursal Portugal and Zolva has been a success. I want to highlight their professionalism and agility in adapting processes.

We focus on human-first approach to our clients

Bankinter Consumer Finance, E.F.C., S.A. - Sucursal Portugal

We focus on human-first approach to our clients

I recommend the services of Zolva! The Zolva team is empathic, dedicated and deliver good results.

We focus on human-first approach to our clients

BBVA Portugal

We focus on human-first approach to our clients

The management and communication with the collection team at Zolva is quick and appropriate to our and the debtors needs. They handle compliance, with LOPD regulations in a good and effective way. While working with Zolva there has been no complaints from clients. All the developments carried out have been quick and correct.

We focus on human-first approach to our clients

Banco Cooperativo Español

We focus on human-first approach to our clients

We have worked with Zolva for many years in regard to the management of judicialized NPLs. As a result of their portfolio management, we deliver optimal results.

We focus on human-first approach to our clients

The Pepper Group

We focus on human-first approach to our clients

The willingness to adapt to our processes, combined with great relational capacity towards our customers, make this company an indispensable partner in the management of receivables from Public Administration.

We focus on human-first approach to our clients

Rosalinda Mauro,
Sorgenia S.p.A.

We are Zolva

VISION

Zolva’s vision is to make the process easier to navigate for both the debtor and collector. We work continuously to help solve financial challenges for our customers and debtors.

By understanding peoples’ challenges, we help them find a path out of difficult financial situations.

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VALUES

Respectful

Empathic

Innovative

VALUES

Respectful

We are bold, agile, and personal, and we treat everyone with dignity and respect. Zolva’s communication is people focused and we aim to deliver individually tailored experiences.

Empathic

We meet people in challenging situations with empathy. Everything we do is people centric. We involve the human perspective in all steps of the problem-solving process.

Innovative

We strive to challenge and innovate the credit management sector. Our technology-based foundation makes us bold and different, enabling us to find flexible solutions for our customers.

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MISSION

We aim to be a frontrunner in the credit management industry, helping financial institutions, companies, and people manage their debts.

The meaning of our name is closely linked to our mission to be the intermediary between the debtor and the collector. “Zolva” means that we are pathfinders. As pathfinders, our services provide people a way out of their debts. We aim to be a frontrunner in the credit management industry, helping financial institutions, companies, and people manage their debts.