Zolva Spain provides services within the purchase of debt, debt collection and Public Sector Management. We are ambitious, striving to challenge and innovate the credit management industry. The goal is to become an important buyer and administrator in the European non-performing loan market (NPL).
Zolva’s corporate governance structure ensures a clear distribution of roles between our owners, Board of Directors and executive management team.Show more less
Regional Manager for Spain and Portugal
Head of Finance
Business Director Iberia
Head of Business Development Portugal
Head of Servicing
Juan de Miguel
Head of Operation
Head of IT
Head of HR
David Martín is Zolva's Regional Director for Spain and Portugal. He was the General Director of Axactor Spain until 2021, and was a founding partner of ALD Abogados and Procurator of the Courts in Spain. He has studied at both IESE Business School – University of Navarra (Spain) and University of Carlos III in Madrid. David has more than 16 years of experience in the litigation market and the NPL industry.
Alberto Bravo is Zolva's CFO in Spain and Portugal. Previously he has been the Director of Strategy and Business Controller at Axactor, Lindorff and Deloitte.
Cristina Aparicio is the Head of Business Development at Zolva. With an experience of more than 20 years in Sales & business development in some of the most relevant collections companies in Spain joins Zolva in 2022
Raquel Alcoforado is head of Business Development in Portugal for Zolva. She was previously the Country Manager for Multigestión Iberia in Portugal. She has more than 20 years’ experience in the industry.
Joaquin Baumela is the Director of Servicing for Zolva in Spain and Portugal. He was the Director for 3PC Servicing at Axactor until 2021. Previously he has also been responsible for legal and collection agencies at TDX indigo - Equifax for 4 years, after being responsible for Legal at Konecta Group.
Juan de Miguel is the Director of Operations. He was the Director of Collection until 2020. Prior to this position he was Director of Strategy at Gescobro, Business Intelligence Director at Axactor and Lindorff and Responsible for Dialer & Reports at Bank of America. He has extensive experience in the financial and banking servicing sector and the NPL industry.
Francisco Castellano is the Head of IT at Zolva Spain and Portugal. He has an extensive experience in managing IT departments and product development in different companies such as Axactor, Qipert or Reintegra.
Marina Monaco is the Head of HR in Zolva. She has more than 10 years’ experience as HR Manager in Multigestion Iberia.
AXACTOR Spain: County Manager - ALD ABOGADOS: Founder Associate Director - IBEAS & Ayudarte Procuradores: Founder.
- IESE Business School – Universidad de Navarra
- Universidad Carlos III de Madrid.
AXACTOR Spain: Director of Strategy, Business Controller - LINDORFF Spain: Financial Controller - DELOITTE: Supervisor.
- BA in Economics, Universidad de Alcalá
Business Director VERIFICA - B2Holding Business Director Acreditia Servicios Auxiliares Sales Director Verifica Sales Director Intrum Sales Director CADMO Conocimiento
- Masters in management and Business Administration (MBA – Postgraduate EUROPEAN BUSINESS SCHOOL).
- Law Degree, Company specialty. UNIVERSITY OF VALENCIA
MULTIGESTION Iberia: Country Manager in Portugal - INTRUM Justicia: Sales Manager - BANCO Mello: Manager - BANCO Pinto & Sotto Mayor: Manager - BANCO Atlantico: Manager.
- University Moderna Porto, Portugal.
AXACTOR España: Head of 3PC Servicing - TDX Indigo (Equifax): Legal Manager, DCA Manager - GRUPO Konecta: Legal Manager.
- EMBA Universidad Francisco de Vitoria
MONEDO: Head of Collection- GESCOBRO: Head of Strategy - AXACTOR España: Business Intelligence Director - LINDORFF: Business Intelligence Director - BANK of America: Dialler & Reporting Manager.
- Universidad Complutense de Madrid.
AXACTOR España: Director IT - QIPERT: Director IT - REINTEGRA: Director IT.
- IE Business School y IDE-CESEM
MULTIGESTION Iberia: Head of HR.
- CEF Centro de Estudios Financieros,
- Master - Universidad Pontificia de Salamanca, Universidad of Bologna in Italy
Do you want to be part of a company that sets a new standard in the traditional credit management sector? Zolva’s ambition is to be an innovator in an industry characterized by many as rigid and conservative. We aim to be bold and different and find flexible solutions for our customers. Are you the next addition to the ambitious and forward-thinking Zolva team?Go to Career page